RomanStreet

In the ten years that I’ve taught people how to get on withtheir books and creative projects, I’ve noticed a phenomenonthat I’ll call “Author’s Block.” Would-be writers can, indeed,sit down and work when pressed to it. The problem is thatthey’re not so sure they want the pressure of being an author.But they do want it. But they don’t. And so on.

Ah, the agony of getting on with your book.

Well, I’m here to diffuse that situation with a list of the keyreasons we have trouble sticking to our writing or othercreative projects. Perhaps this will help the next time you findyourself polishing doorknobs instead of sitting down to work.

Check all that apply to you:

You Lie To Yourself About Why You Can’t Write The Book

You think your stalling is about lack of time, or too muchpressure at work, or not enough solitude in the evening. Butguess what? Chances are a deeper, darker reason may be at play,like ‘I’m not supposed to be bigger than Mom’ or ‘What if thisthing really takes off?’

You Fear The Impact Your Book Could Have

Sometimes when I coach writers in my Self-Help Author’s CrashCourse I’ll ask them what’s impeding their progress. And aftersome probing, it will come out that they’re afraid of the bigexposure a book can have if it takes off. I’m here to assure youthat should that happen, (and chances are your book will notunleash wild mobs of millions) you will be able to handle it.How do I know? On that deep level where psyche meets karma, youwon’t create a single reader more than you’re ready to receive.

You Think Your Book Doesn’t Matter, So Why Bother?

One writer I know put this succinctly: “I’ve tried getting up at5AM to write, or staying up late, or even leaving my home, butnone of it works. I have this tired feeling that none of myeffort is going to amount to a hill of beans.” In fact, writingand publication can be an entirely self-determined activitythese days. If the publishing pundits don’t go for your book,there’s always the option of self-publishing paperback editionsor e-books and selling them on online booksellers or yourwebsite. In other words, your book DOES matter, and you reallyhave no excuse. (Acid test: if the book keeps on patientlyurging you to sit down and write it for months and even years,chances are you’d better do it.)

You Think You Don’t Know How To Write A Book

Guess what? Neither does any other first time writer. And thatmay be a wonderful thing. As a beginner, you don’t approach yourbook project with a carload of professional expectations anddemands from your process. You can just be open, like… well, anice blank book. All you really need is your intuition to guideyou, and the will to write your book as honestly as you can.

You Have No Support

You need someone in your corner, cheering you on, to get throughthe long and somewhat tiring process of birthing a book.

Becausewriters need a way to show up and be accountable for theirprogress. They need someone to keep saying, ‘Yes, you really cando this,” or even “How’s it going?” Minds can be tricky anddifficult when fully challenged by something like a book. Andsteady external support is the best way around that.

You’re Afraid You’ll Run Out Of Material

There isn’t a writer out there who hasn’t had this fear. And I’mhere to say that if you just stay loose and open, and willing toreceive the ideas, they will show up. All you have to do iscommit - really sit down, and begin to bring that book intobeing - and the work will magically appear. Sometimes it won’tflow that easily, and sometimes it will scare you with its speedand power. But it will, indeed, show up.

You Think ‘Who Am I to Write a Book?’

And yet, you are the perfect person to write your book, becauseyou’re the one chosen to receive this material. (You don’t haveto be spiritually inclined to believe this.) I personallybelieve that books are given to us when we’re ready to receivethem… and when we do, our lives are changed by that process.

You Fear Uncomfortable Moments

Ah, but that’s the most exciting thing about writing your book.You will be given challenges and lessons that just seemuntenable along the way. And if you’re committed enough, you’llrise above them and so become stronger in the process. This isespecially true for self-help books: we naturally write what weneed to learn.

Got a few categories checked off from the list above? Good!Awareness is the first step to diffusing your fears. Meanwhile,PLEASE do get on with your book … despite your misgivings. Notonly do you deserve this work - so do we.

About the Author: Suzanne Falter-Barns co-leads The Writer’s Spa, a week-long,nurturing retreat for anyone with a book on their mind. Taos,NM, August, 2005. Learn more athttp://www.howmuchjoy.com/writerspa.html. ©2005 Suzanne Falter-Barns LLC. You may reprint this, butit must be complete and include all contact informationabove.

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Many of us mistakenly believe that it’s wrong or conceited, to think we have any good qualities. We may spend a lot of time berating ourselves for our negative qualities, thinking that self criticism is the key to improving our performance. However, a constant focus on our supposed shortcomings can hinder our efforts to make friends with other people.

How can we have the confidence to make new friends if we think we don’t have much to offer? How can we believe that others could like us if we believe our inner being is flawed? Or if we think we are too boring to interest anyone else?

We may wonder what anyone else would see in us if we don’t see any good in ourselves. In order for others to be attracted to us, they must be able to easily see our best qualities. If we focus on our good qualities we will have much more confidence that we have something of value to offer in a relationship.

If you wish to be socially successful, it’s important to accept the fact that not everybody is going to like you under all circumstances. Not everyone is going to like the package you come in, especially on first meeting you. Every person has a unique pattern of likes and dislikes which were formed long before they met you. Don’t think you have to condemn yourself as a failure if it seems that someone else doesn’t like you.

If someone seems to dislike you, the reason for that dislike might have little or nothing to do with you. The person who doesn’t like you might be fearful, or shallow, or busy or shy. Perhaps you and that person are simply a mismatch for each other at this particular time.

Don’t take yourself out of the game by deciding that your flaws are bigger than your assets. In fact, some of the very qualities you consider to be flaws may be irresistible to someone else. For all the factors that might cause one person to reject you, there are at least as many factors that will work in your favor with someone else.

You might be thirty pounds over your ideal weight, but you may have a wonderful laugh and a huge zest for life. There are many people to whom your extra pounds will literally be invisible. You may drive a shabby car, but you might be a great dancer and a loyal friend. There are people out there looking for loyalty, or fun, or sweetness, or wit, and the package it comes in is not important.

If you are worried that you are not beautiful enough to attract friends, keep in mind that not everyone is looking for physical beauty in their friends.

You can decide to feel inferior because you don’t have much money and you don’t drive
a nice car.

You can believe that this is the reason that you don’t have many friends in your life. On the other hand, if you are very wealthy you may be suspicious that everyone is after your money and that nobody really likes you as a person.

The point is, you can fixate on just about anything and believe it’s the reason you do not have friends and cannot make any.

Here is an easy way to remind yourself of what your good qualities are: write down a list of your good qualities and review it often. Don’t just think in your mind about what your good qualities might be, actually make the effort to write the list. The act of writing helps to reinforce the strength of the ideas in your mind. Don’t be embarrassed to give yourself credit for your good points. If you don’t have any idea what your good points might be, you might want to ask some of the people you know.

When you compile your list of good qualities, be as generous in your praise as your best friend in the whole wide world would be! If you don’t have any best friends yet, imagine in your mind a wise and loving friend who knows you truly and appreciates you. What would that person say are your good points?

Here are some ideas that might be applicable to you. Feel free to adjust this list for yourself and add to it.

My good qualities are:

·I’m kind
·I never gossip
·I go out of my way to help others
·I’m good with numbers
·I have a calm disposition
·I know a lot about sports

You can keep your list with you and read it over every day. Add to it whenever you think of new good qualities you discover in yourself. Be alert for compliments that other people give you. The positive qualities that others see in you can go on your list as well.

When you are out there meeting people, frequently remind yourself of all the wonderful qualities you have. It’s only a matter of time before you meet other people who will appreciate them too!

Learn to relax. Instead of berating yourself for some perceived shortcoming, concentrate on the good qualities you have to offer. Realize that there is an audience for your particular combination of gifts, and go looking for those people who will appreciate them.

This article is an excerpt from the new downloadable book by Royane Real.

About the Author: Check out the Royane Real Publishing Company website for exclusive downloadable self help books. This article comes from the new book “Your Guide to Finding Friends, Making Friends,and Keeping Friends” available at www.royanereal.com

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Are you drowning in a sea of unread papers? Do you feel frustrated because you cannot keep up with your reading assignments? You may have wondered if you should take a speed-reading course. Or can you learn to improve your reading ability by yourself?

The good news is that if you are committed and actually do the work, you can develop your own speed-reading program at home. You can greatly increase your reading speed without sacrificing comprehension.

How do you start to improve your reading speed? The first step is to determine what your current reading speed is.

Find some reading material to practice with, such as an article in a magazine, or use a chapter of a book. Set a timer for a short period, such as five or ten minutes. Start reading at your regular speed, and see how far you can get in the time allotted. Do not try to read faster or slower than normal; the object here is to find out what your regular reading speed is. When the time is finished, mark the page so you know exactly how far you read. You will need to count how many words you read in this amount of time.

Now, using the same article set the timer again, for the same number of minutes. Start at the point in your article where you left off the last time. Do not re-read exactly the same material that you have just finished.

This time, concentrate on reading much faster than you did the first time. Go as fast as you can while still taking in every word and maintaining your comprehension. Calculate your reading speed and compare it to your first effort. Did your score improve? Try again, striving to read even faster without sacrificing comprehension.

If your performance has measurably speeded up, notice whether you feel relaxed or tense. Are you telling yourself that reading fast is hard? Many of the roadblocks you face in going faster are mental, in your mind, and can be changed.

Many people have developed bad reading habits that slow them down. See if you make any of the following errors.

When you read, do you read word for word? Or do you sweep your eyes across phrases and sentences? Trying to take in every single word will slow you down and even interfere with your comprehension. Why? Because in the English language, the meaning of sentences is built up from groups of words, from the way phrases and clauses are put together. Halting at every single word can keep you from absorbing the meaning of the entire sentence.

You can actually take in the meaning of a sentence better by using your eyes to sweep across phrases and clauses, rather than slowing down to take in each word separately.

A very common bad reading habit is called “sub-vocalization”. You have probably noticed that many young children who are just learning to read will sound out syllables and words to themselves. Many people continue to do this even as adults.

The habit of sub-vocalization is a drag on your potential reading speed because your brain can take in and process information much faster than you can sub-vocalize.

You can actually look at printed information and have it enter directly into the mind without moving your lips or sounding out the words in your head. If you have been sounding out the words in your mind while you read, you will not be reading at your optimal level. From now on, consciously make the effort to take in meaning from the printed page without hearing the words spoken in your mind.

Another bad habit that slows down reading speed is going back and re-reading a line or phrase every time you think you may have missed a word. In many cases, going back to read the line again does not really improve comprehension. Simply eliminating this one negative habit could double your reading speed!

Consciously practice making the effort to keep on reading, refusing to back track, until it becomes second nature for you.

Most people when reading will sweep their eyes across each line of print from left to right. When they get to the end of the line at the right, their eyes jump to the beginning of the next line at the left. This is not always necessary, and it will slow you down. If you are reading columns that are not very wide, you may not need to sweep your eyes across every line from left to right. Practice looking at the center of the lines, and move your eyes down the column of print. See if you can still take in the meaning of the entire line this way.

How can you tell if you still understand the material when you increase your reading speed? How do you know if you are missing something important? Getting through an article faster is of little benefit if you don’t understand most of it, or if you miss some vital points.

Every time you finish an exercise to improve your reading speed, ask yourself, “What was the article about? What were the main points? What were the supporting arguments presented?”

Write down what you understood and can remember. Then go back and read the original more slowly and carefully. Check it against what you have remembered. Were you correct in your understanding of what the article was about? Did you understand most of the main points? Did you miss anything important?

Keep track of how your reading scores change over time. With practice you should be able to greatly improve your reading speed while maintaining a good level of comprehension.

Retraining your eyes and brain may require a committed effort on your part, but the results will be worth it in terms of reading speed gained. Stay relaxed and confident while you practice.

by Royane Real

About the Author: Royane Real is the author of several self improvement books available at her website. This article is taken from her new downloadable book titled “How to Be Smarter - Use Your Brain to Learn Faster, Remember Better, and Be More Creative” You can learn more about this book at www.royanereal.com

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If savings, grants, scholarships, and federal loans don’t cover the cost of your education, it’s time to turn to private loans. But young college students can’t qualify for a private loan, can they? Wrong! This article addresses this and other myths about student loans that you may run into.

I don’t have any collateral, so I can’t get a private loan.
Private loans are usually unsecured, which means no collateral is required. On the downside, this may also mean a higher interest rate.

I don’t have a good credit history (or no credit history at all)
Since the government doesn’t back private loans, your credit history is a consideration in being approved for a loan. If your credit history is bad or non-existent, you may be subject to a higher interest rate. And remember, you can always get a co-signer. Pay your loan off on time, and soon you will have a good credit history!

I have enough funds for tuition and fees, so I can’t get a private loan
In addition to paying tuition and fees, funds from private loans can be used to cover living expenses, supplies, computers, and other everyday living needs.

I can’t afford to make payments on a loan while I am still in school
For most loans, your principal and interest payments can be deferred while you are enrolled in school. Another option is to make interest payments while you are in school but defer paying off the principal. Your interest payments might even be tax-deductible!

I missed the deadline for applying for financial aid this year
You can apply for private student loans any time – there is no deadline. Depending on the financial institution you choose, you can be pre-approved in minutes and have the money (which will be sent directly to you) within a matter of days.

I don’t have a bank to apply through
Private loans are offered by thousands of banks, credit unions, and other financial institutions. Just search the internet for “private student loans” and you will find many places to apply to.

If you need the additional funds provided by private loans, don’t let myths and misconceptions keep you from applying!

This article is distributed by NextStudent.

About the Author: My goal is to help every student succeed - education is one of hte most important things a person can have, so I have made it my personal mission to help every student pay for their education. Aside from that, I am just a pretty average girl from SD.

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My worst roommate (and I’ve had some bad ones) was on my semester at Tel-Aviv University. It started on the group flight there, with this obnoxious surfer looking guy who was seated next to me (I was on an aisle, he was in the middle). On the ten hour flight, he had me put something in or take something out of the overhead for him at least fifteen or twenty times. He just wouldn’t leave me alone, and was constantly begging me to change seats with him, and grab a pen, and put this card in his bag… When we got to the dorms and had our orientation meeting, it turned out that I was in the same apartment as him, though thank god not the same room (each apt was 2 double rooms with a common kitchen and bath).

This guy was unreal. He was a bleach-blond surfer, rowed crew, was well over 6′ and very muscular (I’m 5′7″ and thin), and just a total jerk. He constantly ate the food belonging to the rest of us, claiming that he had no money, nevermind the $100 packages full of crap he’d send back to his girlfriend in CA. After two weeks or so of his constantly disrespecting the other three of us, things got a bit tense. The first turning point was when he used an entire pack of my roommate’s razors to shave part of his head, and from then on he seemed to be in ever-lessening contact with reality.

About a month into his stay, he decided to adopt a stray dog that he found near the beach while surfing. This, of course, couldn’t happen, because you can’t have dogs in the dorms, and the rest of us weren’t too keen on having a stray dog around. Jason, the psycho, completely lost it when he was told he couldn’t keep the dog (”if he goes, I go, because he’s the only one who understands me”). He got right in my face and threatened to kill me if I turned him in (remember our size and strength disparities…), since I was the only one who was home when he came charging in with this poor mutt.

Later that day, after the security guards and the program people told him the dog had to go, he took off, and wasn’t heard from for a couple of days.

A few days later, he showed up and was hanging out in a room down the hall, when someone called security, as we had been instructed to do should he return. From what I’m told of the incident, he went out onto the balcony (4th floor) and threatened to jump when the police arrived on the scene. After a tense confrontation, they charged him and were able to subdue him after he punched at least one officer. He was then carried - literally kicking and screaming - off the University’s property and was taken into custody. He spent about a month or so in a mental facility in Israel before he was deported back to America.

When my roommate got back to the apartment, he discovered that Jason had left us a final message. Using a razor, he had cut open his finger and painted a message in his own blood on our bathroom mirror (”you all lied to me, blah, blah, blah”), then tied the bloody razor to a rose and left it on the kitchen table.

Now that is a roommate from hell.

About the Author: Since 1989 i have helped 1000’s of people find rooms or roommates. Need help? contact me at www.roommateexpress.com

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For some people, a fireplace might as well be a video of flaming logs. Their primary interest is the welcoming ambiance a fireplace’s blaze presents. If, however, you expect your fireplace to provide heat in exchange for your log-carrying, fire-building efforts, (or in the case of gas logs, in exchange for your gas bill), it’s time to maximize your fireplace’s heat output.

There are various contraptions designed to return more of a wood or gas fireplace’s heat into the room and stanch the flow of that precious heat from escaping up the chimney. Many of them involve fans and vents and considerable expense. But one of the most time-honored, hassle-free, and least expensive methods of increasing a fire’s heat output is making a comeback: the fireback.

A fireback is a sheet of metal, sized in proportion to the fireplace, that’s placed against your back fireplace wall. Firebacks can be set on the hearth’s floor and just leaned against the back fireplace wall, but often they are secured by placing them in supporting braces which keep the fireback from sliding. Firebacks come in two main styles: the cast iron fireback and the stainless steel fireback.

The traditional cast iron fireback, popular in earlier times and making a revival now, is a sheet of heavy, black, cast iron. Often they are cast with a design, such as a fleur de lis or eagle, to add a decorative touch to this functional fireplace accessory.

The cast iron firebacks work on the same principle as heating radiators. The metal is heated (by hot water in the case of radiators and by the fire in the case of firebacks), and then that heat is radiated into the room.

Although attractive and functional, the cast-iron firebacks are too heavy for many people to manage easily. Their weight also adds to their shipping costs, and therefore to their total price.

A more modern fireback design, one that is growing in popularity, is made of a sheet of very gently curved, tempered stainless steel.

These stainless steel firebacks warm your room in two ways. First, like the cast iron firebacks, they radiate the heat of the fire forward into the room. But they also reflect the heat, as well as the light, of the fire into the room.

Stainless steel firebacks weigh only one-sixth as much as a similarly sized cast iron fireback, so they are easier to manage and less costly to ship. But their main appeal may be their price: They cost only a fraction as much as their cast iron cousins. Whereas a cast iron fireback, depending on size, can cost $250 to $700, the stainless steel versions usually go for $50 to $150.

Both cast iron and stainless steel firebacks dramatically increase the room-warming capacity of your wood or gas fireplace fire. The addition of this simple fireplace accessory to your hearth can mean warmer toes and lower heating bills.

About the Author: Susan Penney appreciates simple ways to make our homes renewing spaces for our families. She invites you to visit http://www.FireplaceMall.com for fireplace accessories to serve your fire-less or your fire-filled fireplace.

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We all know to exercise our bodies to keep fit, but how often do you think about exercising your brain? And what type of exercise does it need anyway? What are the facts? What is the secret to mental agility?

Keeping mentally active will keep your brain in good shape. Getting older does not mean that you have to be forgetful!

Recent research into Alzheimer’s disease found that people who were less active between the ages of 20 and 60 years are almost 4 times more likely to develop the disease. The brain, like the rest of the body, needs to be kept active to keep healthy.

You exercise your body to keep it in shape. Now it has been shown that exercising your brain can keep it in shape too.

That leaves us with the question of what to do to keep our brains active. The research discovered that how you spend your leisure time can affect the health of your brain.

Leisure activities can be divided into -

Passive activities, which include watching TV, participating in social activities, and listening to music.

Intellectual activities are reading, painting, playing a musical instrument, woodworking.

Physical activities, for example, gardening, playing sport, working out at the gym, walking, jogging.

The only ‘activity’ that the Alzheimer’s patients had performed more frequently than the control group was watching TV!

The research team was lead by Robert Friedland, professor of neurology, University Hospitals of Cleveland. He said “A relative increase in the amount of time devoted to intellectual activities from early adulthood (ages 20-39) to mid-adulthood (ages 40-60) was associated with a significant decrease in the probability of having Alzheimer’s disease later in life.”

An intellectual or physical hobby stimulates the brain and may reduce neurodegeneration as seen in diseases such as Alzheimer’s. So sitting watching the TV isn’t enough for your brain, you need to keep it active. One way is by learning new things.

Many of the finalists in the Learning in Later Life Campaign 2000 to find England’s oldest and most inspiring learners had art and painting as their hobby.

England’s Oldest Learner was Fred Moore who was then aged 107 years. Fred continued with art classes until he died at the age of 109. The manager of his residential home said “Fred was a remarkable chap. He kept his memory, going back to the death of Queen Victoria, and always retained his great sense of humor.”

So it’s official then, learning a new hobby is good for you. Fancy learning to paint? Painting can be done indoors and outdoors, as well as by yourself or in a group.

It is never too late to start. Local night classes offer a range of options. Have a look in the painting section at http://www.learnanddo.com You can see a free preview of step-by-step instructions to completing your first painting, as well as a free report and free tips too.

Remember you can have a healthy brain and enjoy a hobby too. Don’t leave it until tomorrow, begin today!

About the Author: Catherine Calder is the author of the Acrylic Painting Course, a No-Draw step-by-step course ideal for anyone who wants to learn how to paint.Visit the Learn and Do website for a free preview of the course that shows you step-by-step all the stages to completing your first picture. Catherine also sells limited edition prints of her original paintings from her on-line gallery, ScotPrints.http://www.learnanddo.com/acrylic.asp http://www.scotprints.co.uk

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College students receive billions of dollars in scholarship money every year. How can you get some of this money to fund your college education?

Start looking early
Start looking for scholarships at least by your sophomore or junior year in high school. Some scholarships are even awarded as early as junior high. Where to look? Your first stop should be your high school counseling office, followed by your college financial aid office. Other places to look include

-Civic and community organizations
-Cultural institutions
-Your parents’ place of employment
-Your state Department of Education
-The internet

Keep looking
Keep searching for new scholarships and renewing existing scholarships even after you begin college. Many scholarships need to be renewed annually, and you may qualify for new loans throughout your college years.

Develop your interests
While some scholarships are based on financial need or academic achievement, others are based on particular interests, extracurricular achievements, ethnicity, or religious affiliation.

Meet deadlines
Pay attention to the scholarship requirements – meet them in as creative a way as possible, and always be on time!

Diversify
Apply for every scholarship that you qualify for. Even small scholarships can add up to big money if you win enough of them.

Beware of scams
As you search for scholarships, especially on the internet, look out for scam artists who

-Charge application fees
-Guarantee you will receive a scholarship
-Ask for unnecessary personal information, such as your bank account number

There are plenty of free scholarship search sites on the web, so don’t pay for this service.

This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we’re dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about how to maximize your scholarship search at http://www.NextStudent.com .

About the Author: My goal is to help every student succeed - education is one of hte most important things a person can have, so I have made it my personal mission to help every student pay for their education. Aside from that, I am just a pretty average girl from SD.

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Get A Discount Epson Inkjet Cartridge And Save Up To 85%…
That Means You Can Buy Six Discount Cartridges For The Price Of One!

You can get a discount Epson inkjet cartridge on sale everyday and save up to 85%. If you own an Epson inkjet printer, you already know that purchasing an Epson inkjet cartridge is not a discount. In fact, the cost of inkjet cartridges can easily surpass the cost of your Epson inkjet printer in only a few months… especially if you do any volume of printing.

The good news is that you don’t have to pay so much for your Epson printer ink. You can get a discount inkjet cartridge everyday for your Epson printer without even leaving your home. It’s fast, easy and convenient with online ordering.

I thought it would be interesting to compare the regular and discount price of three popular Epson inkjet cartridges you can purchase online. I’ll show you what I found below.

Keep in mind that these Epson discount inkjet cartridges are specifically made for your Epson printer from brand new parts. They are guaranteed to be as good or better than your original Epson inkjet cartridge. The major difference is that the packaging does not have the name ‘Epson’ listed on it. Here’s what I found at just one reputable online merchant.

Epson Stylus CX6400 Printer
Type Cartridge EpsonDiscount 1 Cartridge / Multiple
Black (high yield) $30.05$7.95 74%79%
Black $24.98$6.95 72%81%
Color-Cyan $12.98$6.95 46%68%
Color-Magenta $12.98$6.95 46%68%
Color-Yellow $12.98$6.95 46%68%

Epson Stylus Color 8800 Printer
Type Cartridge EpsonDiscount 1 Cartridge / Multiple
Black $26.99$5.95 78%85%
Color $22.99$8.95 61%70%

Epson Stylus Photo 820 Printer
Type Cartridge EpsonDiscount 1 Cartridge / Multiple
Black $25.95$6.95 73%81%
Color $20.95$8.95 57%67%

Two things are very obvious from the information above. First, discount Epson ink cartridges are less than half the cost of the Epson inkjet cartridge. Second, if you purchase multiple cartridges, your discount is significantly higher.

You can actually buy six compatible Epson stylus 8800 black inkjet cartridges for less than the cost of one Epson inkjet cartridge!

Why not get that discount on your Epson inkjet cartridges today. You don’t have to wait for a sale. You have nothing to loose. Just remember to always purchase your inkjet cartridges from a reputable company. At a minimum, you should get a one-year warranty on your Epson inkjet cartridges. You should get a 100% money back guarantee. Your inkjet cartridges should normally ship the same day. The company will usually pay for shipping. Just think, no lines, no high prices… only quality Epson inkjet cartridges at everyday discount prices.

About the Author: Larry Andrew is an educational consultant, author and publisher of www.ez-printer-ink.com. Purchasing printer ink, toner and inkjet cartridges on line should be fast, convenient and cost-effective.

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As many of us expect, the New Year will bring both tremendous challenges and opportunities for all of us both personally and professionally. Employers continue to face the major challenge of controlling the cost of their health insurance and other employee benefit programs. Organizations that can best get a handle on the cost of their employee benefit programs have an excellent opportunity to gain an advantage over their competition.

What are some practical ways to control the cost of your health insurance? Here are a few suggestions:

1) Investigate all of your traditional and consumer directed health plan options. Many companies are easing into consumer directed plans by offering them as part of a “dual choice” program.

2) Out of network benefits. If your PPO network has adequate access to network providers, plan designs that strongly encourage the use of preferred providers save premium and claim dollars while the insured still gets the needed care at a discounted rate.

3) Prescription drug coverage.

Rx plans that encourage the use of generics and require mandatory mail order for maintenance medications are an efficient use of your benefit dollars.

4) Encourage wellness. What is the old saying? An ounce of prevention is worth a pound of gain.

5) Consumerism. Access to the tools necessary to be a “good” healthcare consumer will allow individuals to get the best care at the best price.

If you do not have time to personally handle the suggestions made above, consider enlisting the services of an independent insurance broker that specializes in designing and evaluating health plan options. A good insurance broker should be able to save you time, money, and ultimately serve as a trusted resource for plan recommendations now and in the future.

About the Author: Michael Ertel the founder of http://www.MedicalInsuranceNow.com which is a website that assists individuals and small business owners by providing side by side comparisons of health insurance alternatives.

Source: www.isnare.com
Permanent Link: http://www.isnare.com/?aid=605&ca=Business